brand New consumer? Begin with a loan from ВЈ100 to ВЈ800 today.
brand New consumer? Begin with a loan from ВЈ100 to ВЈ800 today.

Cash loan implement online

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving access to affordable credit for all when you take out an Oakam loan

Every time we support individuals because they achieve their cash targets, develop their credit profile and accessibility much better loan prices. In the time that is same by making use of our cellular application to settle on time, Oakam clients are changing the financing business, making credit inexpensive and much more obtainable for everybody.

Join our community of 150,000+ consumers.

Brand New buyer? Begin these days with that loan from ВЈ100 to ВЈ800. Fast recovery without any fees that are late

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers here.

Current clients can borrow as much as ВЈ5,000 and graduate to a yearly interest of 49% (variable) with your Big Plus loan.

  • Access less expensive prices with time and boost your credit score
  • Rapidly graduate to prices less than numerous bank cards
  • Borrow as much as ВЈ5,000 while you grow your credit profile
  • No setup costs. No late or repayment that is early

susceptible to terms

Apply with full confidence

Fill our protected application that is online get a determination in moments. No setup charges, no belated costs and no repayment that is early.

Begin your Oakam trip

Place your loan to work well with the Oakam application, increase your credit history as time passes and create your solution to a better economic future.

Tailor your loan

Accessibility lower prices and larger amounts as you repay your loan. Borrow as much as ВЈ5,000 in the long run. Learn more

Join the 150,000+ consumers that trust us

We’re more than simply a money lender: we’re for a objective which will make credit that is accessible truth for many.

Install our mobile app

The Oakam app that is mobile permit you to use along with assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your repayment that is next time
  • Assessment your payment routine

Reasons why you should join Oakam

Bad credit? We will pay attention

We’ll tune in to your tale if you're on advantages, have bad credit score or perhaps found its way to the united kingdom. We’ve caused it to be our objective to split down monetary barriers and boost access for several.

No residence visits - previously!

Cash is a matter that is private we ensure that is stays this way. Think about us as an option to doorstep financial loans. We’ll never ever hit in your door and you will constantly achieve us using the internet or higher the device.

No concealed unexpected situations

At Oakam you’re constantly in charge. Our items are transparent and simple. We don’t charge late charges and there’s no cost connected with repaying early.

Your bridge to a better economic future

You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our method of working out for you grow your credit profile as time passes.

Handle your loan using the Oakam software

Access your loan and payment routine by downloading our app, and apply for tops ups and brand new financial loans in the near future.


Oakam provides simple and easy services that are financial individuals who battle to borrow from financial institutions. You can expect accountable usage of credit and tend to be specialized in offering our clients with value.

Every time we support folks while they achieve their cash objectives, develop their credit profile, and accessibility much better loan prices. In the time that is same through the use of our mobile software to settle on time, Oakam consumers are changing the financing business, making credit more affordable and much more obtainable for everybody.

How can it work?

It’s simple! It is possible to use on our web site, or via our cellular application. The app may be downloaded through the Apple iStore for iPhone products, or in the Bing Enjoy shop for Android os devices. When your application is authorized, the money may be delivered to your money regarding the day that is same. Many successful prospects obtain their particular financial loans within an hour or two to be authorized.

At the mercy of condition. Regarding the form, we shall ask you to answer for the month-to-month earnings and spending in information, so that you can concur that you really can afford the month-to-month repayments within the life of the mortgage.

Does Oakam execute a credit search?

Yes. But we usually do not base our choice entirely on your credit rating. At Oakam we recognize that life does not constantly get as prepared. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike various various various other loan providers though, Oakam will likely not instantly blacklist you have actually missed repayments. Your credit rating and cost assessment assist us understand your situation that is current when assess the job for a financial loan.

Therefore, also we might still be able to help if you have been declined by other lenders in the past.

I will be not used to the united kingdom. Can Oakam assist me with that loan?

Yes. We ask which you have now been a citizen in the united kingdom for at the least a few months before you apply for a financial loan with us. All financial financial loans tend to be susceptible to affordability inspections along with your monetary standing. We welcome new clients each day and, because our application that is online process totally automatic, you can easily use if you have to, seven days per week. Our financial loans tend to be susceptible to your monetary standing.

So what does APR imply?

APR represents Apr.

The APR is just a measure that is standard across all credit items to greatly help customers compare the price of financial financial loans. As the APR reflects the yearly price of fee for a financial loan, it isn't always a effortless measure to comprehend when you compare financial loans of various lengths.

The APR is, correctly, a efficient contrast tool for comparable items, and also into the APR, we constantly demonstrate the full total price of financing plus the specific instalments, for example. what you should pay off in complete. We think these details provides you with a fuller image of the expense of your financial loans and should help you create a well-informed choice whether certainly one of our loans would work for your needs.

I will be self-employed. Can I have a loan?

Indeed, subject to your monetary standing.

Am I able to have application that is joint my companion?

No. We just provide to people so we usually do not take combined programs.

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